Hey all what do you think about the StormPay fees?

"StormPay Fees Structure

Open Account: FREE

Send Payments:
From StormPay account balance: FREE
From Credit Card or Bank Account: 3% Processing fee (example: If payment is $5 your card is charged $5.15)

Receive Payments:
Non NetIBA** Certified: 6.9% plus 69 cents
NetIBA** Certified accounts: 2.9% plus 39 cents

Withdrawals:
Check by mail: FREE
Direct Deposit to U.S. Checking account: FREE
Check by Courier U.S.: $20
Check by Courier Intl.: $35

Auction Listings: FREE

Customer Support: FREE – StormPay answers all inquiries within 12 hours."